Do you need Care, Custody, or Control Coverage?

If you are in the business of boarding, training, or breeding non-owned horses then the answer is YES.

Did you know that most general liability policies specifically exclude coverage for death or injury to a non-owned horse in your care, custody, or control? Plamp-Keen Agency, Inc., offers a policy that will cover you if you become legally obligated to pay for a loss caused by the death, injury, or theft of any non-owned horse in your care.

Potential Exposures include:

• A non-owned horse in your care is struck and killed by a vehicle after escaping from your paddock, barn, or field
• A non-owned horse dies in an accident while being transported by you
• A non-owned horse gets loose during training and injures itself
• A fire in your barn destroys several non-owned horses

In the event of any of the above scenarios, you may become LEGALLY obligated to pay for the death or injury of the non-owned horse. Your general liability policy would not provide coverage. Without a Care, Custody, or Control policy you may be forced to pay the loss and any legal costs through your own means.